The dealer provides financing through it’s lenders. Advertised rates depend on the individual's credit and key financing characteristics, including but not limited to the amount financed, term, a loan-to-value (LTV) ratio of less than or equal to 80%, and other vehicle characteristics. Cash down may be required in order to complete your purchase. The amount financed may include the vehicle sales price, tax, title, licensing fees, dealer fees, and any optional products like GAP coverage and extended warranty that you choose to purchase from the dealer. Your maximum amount financed may be based on the value of the specific vehicle you are purchasing. Amount Financed Restrictionsįor new and used vehicles, the minimum amount financed is $3,000 and the maximum amount financed is $150,000 (excluding any warranties or GAP, etc). Your purchase will result in a retail installment contract with the dealer as the original creditor. After negotiating purchase terms and receiving dealer credit approval, you will sign a contract with the dealer reflecting both your purchase and financing terms. A credit application at the dealer will result in one or more inquiries posted to your credit file.

When you visit an eligible dealer, show them your financing certificate, fill out a credit application, and provide any information needed for review to complete your financing. Any existing accounts must be in good standing. Minimum monthly income is $1,000 or $1,800 depending on credit history. To pre-qualify, you must be at least 18 years old, have a valid street address within the United States or an APO/FPO address. FastLane Auto Loans terms expire 25 days from the date you pre-qualify. Pre-qualification does not guarantee that you will receive financing or any particular financing terms, which are subject to change based on our evaluation of your credit application submitted at the dealer and any required documents. Remember, you can use your mobile phone to configure vehicles and compare your options at the dealer! Product Terms If you pre-qualify, you will be able to see your estimated monthly payments and APRs for vehicles you may be considering. We review the information you provide to determine whether you pre-qualify with no risk to your credit score. Use FastLane Auto Loans to pre-qualify for auto financing prior to visiting an eligible dealer. Benefit from the power of being pre-approved for car financing and negotiate like a cash buyer, even with bad credit. We'll try our best to get you a car loan from a direct finance company before you visit a dealership. Knowing what you can afford, learning the fundamentals of auto financing, and a few tips for buying a new or used car will help you cut your best deal and save money.įinally, we provide an honest straightforward auto financing service that takes the mystery out of financing a new car. We offer simple car loan solutions and tools that allow you to make an informed decision. It's one of the things that make us different and makes us better! We take pride in helping first time buyers, people with various credit issues, such as delinquencies and repossessions, and people with bankruptcy discharges to get financed for new or late model cars. We are the nation's leading online car buying center for people with special circumstances. We specialize in helping people that may have experienced credit difficulties get a car loan in a hassle-free environment. Call Us or Fill Out the FastLane Auto Loans Online ApplicationįastLane Auto Loans has a unique auto lending platform that is integrated with lenders that provide direct car financing, as well as a network of auto dealers that offer bad credit car loans. Negotiate the price of your car at the dealership, not the terms of a loan, and save time and money on your next purchase. At FastLane Auto Loans, we finance and get you in the driver's seat. Get approved before you go to a dealership! FastLane Auto Loans is here to help 24/7 Through our direct lending partners, you could get approved for up to $50,000 dollars before going to a dealership, even if you have bad credit. About FastLane Auto Loans in Boardman, OH

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